中国人民银行决定，自2010年10月20日起上调金融机构人民币存贷款基准利率。 金融机构一年期存款基准利率上调0.25个百分点，由现行的2.25%提高到2.50%；一年期贷款基准利率上调0.25个百分点，由现行的5.31%提高到5.56%；其他各档次存贷款基准利率据此相应调整（见附表）。 
                               金融机构人民币存贷款基准利率调整表 单位：% 
                                            调整前利率    调整后利率 
一、城乡居民和单位存款 
（一）活期存款                           0.36            0.36  
（二）整存整取定期存款         
                        三个月               1.71            1.91  
                           半年               1.98            2.20  
                           一年               2.25            2.50  
                           二年               2.79            3.25  
                           三年               3.33            3.85  
                           五年               3.60            4.20  
二、各项贷款 
                         六个月              4.86            5.10  
                          一年                5.31            5.56  
                     一至三年              5.40             5.60  
                     三至五年              5.76             5.96  
                     五年以上              5.94             6.14